Commercial Loan Officer Job at First National_Fulda, Davenport, IA

WmZRRjRCTWs2UHY3ck9nWjA5R0pmNm5aa2c9PQ==
  • First National_Fulda
  • Davenport, IA

Job Description

Job Description

Job Description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

  • Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
  • Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
  • Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
  • Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit

About the role

The Commercial Loan Officer position specializes in providing loans and other banking products to clients across multiple areas, such as business banking, agriculture, and commercial real estate. This role directly drives revenue growth by building strong relationships with bank customers, building and maintaining the bank’s loan portfolio, and providing financial services to clients.

This position is located in Davenport, IA. It is not a remote position.

What you will do

  • Develops loan and deposit relationships with current and prospective bank customers.
  • Evaluates client/applicant’s credit and financial status to determine appropriate lending decisions based on company risk-tolerance levels.
  • Structures loans within loan policy guidelines for presentation and approval by loan committee.
  • Determines value or status of collateral as necessary during the loan application process.
  • Maintains a strong knowledge of bank products and identifies opportunities to recommend products and services to customers.
  • Executes sales strategies to grow commercial lending revenue and bank deposits.
  • Manages existing loan portfolio and reviews financials including tax returns to ensure loan complies with covenants and policy.
  • Builds relationships with key members of the community, building a network to grow commercial lending revenue and deposit growth.
  • Represents the bank at local community and professional organization events.
  • Maintains a strong understanding of internal bank policies and banking regulations.
  • Other Duties as assigned.

What you will need

  • Bachelor’s degree in accounting, finance or related field required.
  • 2+ years of commercial or agricultural related lending preferred.
  • Strong communication skills.

What we offer

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Paid Vacation, Sick, and Holiday time
  • A competitive 6% 401k match
  • And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Job Tags

Local area

Similar Jobs

Welocalize

Entertainment Media Content Copy Writer (Remote in US) Job at Welocalize

 ...can write about it in a polished, on-brand voice. You'll work from home on a flexible schedule. What you will do Write short...  ..., or feel off in voice Project details Start date: Immediate Duration: Ongoing Hours: ~20 hours per week, flexible... 

hth companies

Outdoor Industrial Cleaning Laborer (Hydro Blast) Job at hth companies

hth companies is seeking an Industrial Cleaning Laborer in Kansas City, Missouri. The role primarily involves outdoor work in industrial construction, performing tasks such as site cleanup and operating hydro blasting equipment.The ideal candidate should have knowledge... 

Texas A&M University

Greenhouse & Landscape Horticulture Work-Study Student Job at Texas A&M University

 ...University-Commerce is seeking a Federal Work Study Student Worker in the CASNR Horticulture program. The role involves assisting with greenhouse production, landscape maintenance and installation under the supervision of the Horticulture Professor.The position requires... 

Amazon

Sr. Technical Program Manager, Amazon MGM Studios Tech Job at Amazon

Amazon MGM Studios is seeking a Senior Technical Program Manager to lead complex, cross-functional technology programs that power our production and post-production workflows. In this role, you will drive the strategy, planning, and execution of technology initiatives... 

All Career

Outside Sales Rep Job at All Career

 ...we provide an auto and tech allowance, paid time off, medical, dental, and vision benefits; disability and life insurance; and 401k with...  ...strong customer relationships and maintaining a network for sales leads. Meet sales and gross margin goals, positioning the company...